Borrower Profile

Residential Investors in Jackson Hole, WY

Fast, flexible financing for single-family and small multifamily property investments in Jackson Hole and surrounding areas.

Request Funding Call 307-313-5330

Residential investors in Jackson Hole need financing that moves at the speed of opportunity. Our hard money loans are designed specifically for investors specializing in single-family homes, duplexes, triplexes, and small apartment buildings.

Whether you're building a rental portfolio or executing fix-and-flip projects, our loan programs provide the flexibility and speed you need to compete in today's market. With approval times as fast as 24 hours and closings in 7-10 days, you can make cash-like offers that sellers prefer.

Why Residential Investors Choose Us

Our asset-based lending approach means we focus on the property value and your investment strategy rather than traditional income verification. This allows us to fund deals that conventional lenders can't touch.

We offer up to 100% financing of renovation costs, interest-only payment options to preserve cash flow during projects, and portfolio lending solutions for investors with multiple properties. Our team understands the Jackson Hole real estate market and can structure loans that align with your investment timeline.

Loan Programs for Residential Investors

Fix-and-Flip Loans: Up to 90% of purchase price and 100% of rehab costs with terms from 6-18 months
Rental Property Loans: Long-term financing for buy-and-hold investors with 30-year terms available
Residential Rehab Loans: Specialized financing for properties needing renovation before sale or rental
Bridge Loans: Short-term financing to bridge gaps between transactions
Portfolio Loans: Consolidated financing for investors with multiple properties

Investment Property Requirements

To qualify for our residential investor loan programs, you'll need:

Minimum credit score of 600
Down payment or equity contribution (varies by program)
Property under contract or currently owned
Clear exit strategy documentation
Liquidity reserves for project completion

We work with both experienced investors and those new to real estate investing. Our team can help structure the right loan for your experience level and project scope.

Frequently Asked Questions

What loan programs are available for residential investors?

We offer fix-and-flip loans (up to 90% purchase + 100% rehab), rental property loans (30-year terms, DSCR-based), residential rehab loans, bridge loans, and portfolio loans for investors with multiple properties.

How quickly can I close on an investment property?

We typically close residential investor loans in 7-10 days. Pre-approval is available within 24 hours. Our streamlined process focuses on property value and your equity position.

Do I need to show income to qualify?

For investment properties, we offer DSCR-based qualification that evaluates property income rather than personal income. Fix-and-flip and bridge loans are asset-based.

What's the minimum credit score?

We typically require a minimum credit score of 600 for residential investor loans. Strong deals with solid property fundamentals may qualify with lower scores.

Do you work with first-time investors?

Yes. We work with both experienced investors and those new to real estate. First-time investors may see slightly more conservative terms.

Loan Options

Fix-and-Flip Loans

Rental Property Loans

Residential Rehab Loans

Hard Money Bridge Loans

Short-Term Investor Loans

Benefits

Fast approvals to compete with cash buyers

Finance up to 100% of renovation costs

Interest-only payment options

No income verification programs available

Portfolio lending for multiple properties

Requirements

Minimum credit score of 600

Down payment or equity contribution

Property under contract or owned

Exit strategy documentation

Liquidity reserves may be required