Hard Money Loans of Jackson Hole

Loan Program

Equity Financing Loans in Jackson Hole, WY

Leverage property equity for business expansion, investment opportunities, or other capital needs throughout Jackson Hole and the greater Teton region.

Equity Financing Loans in Jackson Hole

Equity financing loans allow property owners to tap into the equity of their real estate assets for business expansion, investment opportunities, debt consolidation, or other capital needs. These loans are secured by the equity in existing properties and can provide significant liquidity without requiring property sales. If you have equity trapped in real estate, whether a primary residence, investment property, or commercial asset, our equity financing loans provide a way to access that capital quickly.

Jackson Hole property values have appreciated significantly over the years, creating substantial equity for many owners. That equity can fund new real estate acquisitions, business expansion, equipment purchases, debt consolidation, or other opportunities. Traditional banks often make cash-out refinancing difficult with extensive documentation and slow processes. Our equity financing loans offer fast, asset-based approvals focused on property value rather than exhaustive income verification.

Unlock Your Real Estate Equity

Real estate equity represents untapped wealth. Our equity financing loans help you put that equity to work. Use proceeds for new investment property acquisitions, funding a fix-and-flip or rehab project, consolidating high-interest debt, business expansion, or any other legitimate purpose. We don't restrict use of funds, you decide how to deploy your capital. Quick closings based on property value mean you can access capital when opportunities arise.

Asset-Based Approval Process

Our equity financing evaluates the collateral property, its value, equity position, and marketability, rather than requiring extensive personal financial documentation. This approach works well for self-employed borrowers, real estate investors with complex income, and those who prefer not to submit tax returns. We can often provide conditional approval within 24 hours based on property address and estimated value.

Equity Loan Features

Our equity financing program offers flexible terms for Jackson Hole area property owners:

  • Loan Amounts: $100,000 to $5,000,000 based on available equity
  • Interest Rates: Starting at 10.9% based on LTV and property type
  • Terms: 6 to 36 months with flexible repayment options
  • Combined LTV: Up to 75% of property value
  • Use of Funds: Any legal business or investment purpose
  • Approval: Fast equity-based decisions, often within 24 hours
  • Property Types: Residential, commercial, land, mixed-use

Equity Financing Benefits

Access your real estate wealth without selling:

  • Access trapped equity without selling appreciating assets
  • Use proceeds for any business or investment purpose
  • Consolidate high-interest debt into lower-cost financing
  • Fund new real estate acquisitions or development projects
  • Quick closings based on property value
  • Keep ownership of assets that continue appreciating
  • Streamlined documentation, no tax returns for many programs

Common Uses for Equity Financing

Property owners throughout Jackson Hole, Wilson, and Teton Village use equity financing for diverse purposes. Real estate investors often use cash-out proceeds to fund additional acquisitions, building portfolios without selling existing assets. Business owners leverage property equity for expansion, equipment, inventory, or working capital. Debt consolidation, paying off high-interest credit cards or other loans, reduces monthly payments and simplifies finances. Some borrowers use equity to fund renovations on the same or other properties. 1031 exchange investors sometimes use bridge equity loans to facilitate transactions. We don't restrict use of proceeds for legitimate purposes.

Qualifying Properties

We provide equity financing on a wide range of property types. Residential properties, primary residences, second homes, and investment properties, qualify. Commercial real estate including office, retail, and mixed-use is supported. Land with sufficient equity can collateralize equity loans. We evaluate each property based on its appraised or broker-price-opinion value, existing liens, and marketability. Properties throughout our service area, Jackson Hole, Wilson, Hoback Junction, Kelly, Moose, Teton Village, Dubois, Pinedale, Alpine, Afton, Victor ID, and beyond, are eligible.

Frequently Asked Questions

What can I use the loan proceeds for?

Equity financing proceeds can be used for any legal purpose. Common uses include real estate acquisitions, business expansion, debt consolidation, renovation funding, equipment purchases, and investment opportunities. We don't restrict use of funds.

How much can I borrow?

Loan amounts are based on available equity. We typically lend up to 75% combined loan-to-value, meaning total liens (existing mortgage plus new loan) cannot exceed 75% of property value. On a $1M property with no existing mortgage, you could borrow up to $750,000. With a $400k existing mortgage, you could access up to $350k in additional equity.

How quickly can I close?

We provide conditional approval within 24 hours based on property information. Full closing typically takes 2-3 weeks depending on title work and documentation. We can expedite for time-sensitive needs.

Do I need to show income to qualify?

Our equity financing is asset-based, focusing on property value rather than personal income. Many borrowers qualify without submitting tax returns or W-2s. We may request basic financial information for higher LTV or larger loans, but the primary qualification is the collateral property.

What property types qualify?

We provide equity financing on residential properties (primary, second home, investment), commercial real estate, land, and mixed-use properties. Properties must have clear title and sufficient equity. We serve Jackson Hole, Wilson, Teton Village, and surrounding areas in Wyoming and Idaho.

Loan Features

Loan amounts from $100,000 to $5,000,000
Interest rates starting at 10.9%
Terms from 6 to 36 months
Up to 75% combined LTV
Cash-out proceeds for any purpose
Fast equity-based approvals

Benefits

Access trapped equity without selling
Use proceeds for any business purpose
Consolidate high-interest debt
Fund new investments
Quick closings based on property value